Are you looking for a new bank? Many consumers don’t realize how different the various banks actually are, as you can find a bank that has some great offerings if you are prepared to shop around. If you can take the time to figure out what you actually want from your bank, it makes it much easier to find the perfect one.

No Fees

Ideally, you’ll be able to find a bank that doesn’t have service charges. This allows you to save money every month over banks that do not have this feature. This also comes in handy if you have a business account. In some cases, banks that specialize in banking business solutions will waive your service charges if you maintain a minimum amount in your account.

Online Banking

Many people don’t even set foot in their banks anymore because they are able to handle most of their transactions online. This online banking feature allows you to pay your bills and transfer funds from your computer, so you don’t have to go out of your way to visit the physical bank.

Mobile Banking

Mobile banking is an extension of online banking, but it is even more convenient. If accessing your account from your smart phone is important to you, make sure that this feature is available through your bank.